Synovus, with the story dating back to 1888, is a full-service financial services company based in Columbus, Georgia. [adsnese]The company consists of 30 local-branded bank divisions. While the division names are different, these divisions hold the shared responsibilities to deliver Synovus? quality commercial and retailing banking, investment, and home mortgage products to clients in Georgia, South Carolina, Florida, Tennessee and Alabama.
Then how does Synovus grow from a single community bank into one of the largest financial institutions in the Southeast? The answer lies in Synovus? ceaseless commitment to customers? demands. With the lasting emphasis on clients, Synovus Bank is striving to establish a long-term and diversified relationship with customers, and provide superior financial performances through the experienced professionals in the industry.
Since 1888, Synovus Bank has been offering excellent home equity and mortgage products to help customers get funds. No matter you are homeowners in monetary emergency, or first-time home purchasers, at Synovus Bank, you can find the specific solution that meets your needs.
To help you get familiarized, I am going to provide a brief introduction to Synovus Bank?s home equity lines of credit and home mortgage. It is notable that the products below are not available at all Synovus divisions, so you should consult your local Synovus office before applying.
Home Equity Lines of Credit
Have you already accumulated equity in your home? Then it?s the time to let it work for you!
Home equity lines of credit are the most popular way of financing at Synovus. Each year, numerous homeowners take advantage of their equity to finance major purchases, home renovations, college tuition, or heavy bills.
Synovus offers several equity line plans, and no matter which plan you finally choose, you can access a number of same benefits, including:
? $0 annual fees ? Different from other financing solutions, Synovus home equity lines do not charge annual fees.
? No or Reduced Closing Fees ? Based on your credit, you have the opportunity to save on the closing costs. (For this, you have to contact your local banking office for specific information.)
? Convenience ? You can withdraw the money with a Visa Platinum Home Equity Line Card and make purchases with the card at millions of locations. Or write a check, or transfer the amount directly into your checking account. Your line of credit can be used over and over again.
? Tax Deductibility Opportunity ? In most cases, the interest on your home equity line is tax-deductible. You can consult your tax advisor about the details.
? Discounts ? As an existing customer of home equity line of credit, you may be eligible to have your Signature Preferred Checking Account monthly maintenance fee waived, plus discount opportunities on other banking services.
Besides home equity line of credit, Synovus Bank also offers personal line of credit plans which allow you to borrow on your name instead of your home. This kind of multi-purpose credit line can help pay for big-ticket items, or cover your emergency expenses. You can access cash whenever the need arises without consuming the equity in your home.
Home Equity Total Line of Credit
Recently, Synovus Bank offers a new and innovative line of credit product to help you convert all or a part of your variable-rate balance into a fixed-rate loan. This plan is known as home equity total line of credit (TLC).
Synovus Bank?s home equity total line of credit ensures you the peace of mind when expected or unexpected financial needs arise, such as your home improvement, your children?s education fees, credit card debts and other debts.
With Synovus Bank?s TLC, you can lock in the interest rate for your remaining balance at any time for up to three fixed-rate options. Therefore, your monthly payments could be predictable and your budget will get easier.
Please note that there will be a $50 application fee for each fixed-rate option.
Home Mortgage
No matter you are purchasing, building or refinancing a home, that would be a daunting job, with a variety of complicated processes involved. However, if you choose Synovus Bank, the experienced mortgage professionals will guide and work with you throughout the way, making your home buying or refinancing much easier.
Synovus Bank mortgage products are offered by Synovus Mortgage Corp., the home loan partner of the bank. To cope with the diversified needs of different customers, Synovus Mortgage offers a multitude of borrowing plans for:
? Traditional home buyers
? Low- and middle-income buyers
? Buyers with limited money for down payment
? Second-home buyers
? Refinancing
? Military veterans
? Buyers looking for new home construction
? Self-employed individuals
? Buyers with limited credit scores
? Real estate investors
When you decide to go with Synovus for home purchasing or refinancing, a Synovus Mortgage professional will be assigned to you, helping you shop more efficiently and estimating how much you could comfortably afford.
Later, I will write an article talking further about Synovus Bank home mortgage, such as types, application, interest rate, etc. So be sure to check back frequently if you are considering Synovus? mortgage plans.
Note: This web site is not affiliated with or associated to Synovus Bank. Visit Synovus Bank official service pages if you are looking for guaranteed information or professional financial advice.
Thanks for your visiting! We're always trying our best to complete the mortgage information presented here to help you get the most of your mortgage. Bookmark our site and revisit now and then for the latest info.
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